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Kids & Cell Phones 3. By Robert Lett.
 

(I've actually done this)! And I never checked my time because I use a program that does that for me. I just enter in the numbers I think are unlimited, and the program never counts those numbers. Well, if you get that wrong, it can bite pretty hard at the end of the billing cycle when you see that pretty bill.

   A note about roaming fees. If you aren't in your "area" as defined by your cell service provider, you will be charge a roaming fee for incoming and outgoing calls. If your plan doesn't include a national calling plan, you will be charged anywhere from $0.45 to $0.80 per minute for those calls. So be careful.

3. Prepaid phones.

   Simple, you buy a phone and then buy minutes as  you need them. Most will include roaming and nationwide coverage, ("Roaming" no additional fees for your current location, where ever that might be and "Nationwide Coverage" just means no long distance charges). These phones don't require any contracts, so this means you can cancel at any time without paying any cancellation fees, which can be anywhere from $140 to $190, depending on the contract length you signed up for originally.

   These phones don't require a credit card or even a checking account. If you have the cash in hand, you walk away with a cell phone and a certain amount of usage time. It's just that simple.  

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